Programs & Services

We understand the unique needs of small businesses operating in Nunavut

We provide loans to businesses who, for whatever reason, may not be able to get a loan from a bank or credit union. When looking at applications, Kivalliq Business Development Centre (KBDC) looks at all aspects of your business, not only the profits the business will make, but we also look at the social and community benefits that will come from the business in the short and long term. We do not just want to be the place where you got your loan. We want to help your business and community grow.

Have Questions?

We are here to help.
Give us a call at
1-867-645-4580 or email:
tbrodziak@kivalliqbdc.ca

Our programs include:

Term Loans

We offer term loans to help support business start-ups, expansions, and improvements. Funding is available for eligible businesses in the Kivalliq region.

Indigenous Women Entrepreneurship (IWE) Program

The Indigenous Women Entrepreneurship Program supports Indigenous women with training, resources, and business guidance. Whether you’re just starting out or growing an existing business, help is available.

Learn more
Entrepreneurship and Business Development (EBD) Program

The EBD program supports Indigenous entrepreneurs and Indigenous-owned businesses with project-based funding to help start, grow, or expand a business. Whether you’re launching a new idea or strengthening an existing business, this program is here to support you.

Business Information and Planning Services

At the Kivalliq Business Development Centre, we understand the unique needs of small businesses operating in Nunavut.

We offer a range of essential services and support for businesses, entrepreneurs, and social enterprises, including:

Business counselling, documentation and referrals

Entrepreneurial training

Guidance with business plans

Federal and provincial programs and services information

Export support

Indigenous Women Entrepreneur (IWE) Micro-Loan Fund

Empowering Indigenous Women in Business

The Indigenous Women Entrepreneur (IWE) Micro-Loan Fund is designed to help Inuit, First Nations, and Métis women start, expand, or enhance their businesses. This fund provides accessible, flexible financing and support to empower Indigenous women in building strong, sustainable enterprises that strengthen their communities.

Fund Overview
  • Maximum Loan Amount: Up to $25,000
  • Grant Portion: 35% non-repayable
  • Loan Portion: 65% repayable at 5% interest
  • Equity Requirement: Minimum 5% of total project costs contributed by the applicant
  • Term: Up to 4 years (flexible repayment schedules available)
  • Eligible Uses: Business start-up or expansion, equipment, tools, technology, marketing, training, or inventory
What You’ll Need to Apply
  • Completed Application Form
  • Short Business Plan OR the IWE Business Planning Guide to outline your business concept, goals, financial projections and how the funds will be used
  • Quotes or Estimates for all major purchases (required for items over $1,000)
  • 5% Cash Equity Contribution of total project costs
  • Supporting Documents such as: proof of Indigenous ancestry, ID, resume, business license, insurance, and financial statements for existing businesses

KBDC will work with you on your application and provide guidance on completing your business plan and cash-flow forecast.

Who Can Apply
  • Indigenous women (Inuit, First Nations, Métis) aged 18+
  • Individuals starting or expanding a business in Nunavut
  • Applicants who can contribute a small amount of equity and demonstrate a viable business idea
Business Support and Mentorship

In addition to financial assistance, participants gain access to:

  • Business planning tools and templates
  • Advisory and aftercare services
  • Training workshops and peer networks
  • Financial literacy resources
Why Apply
  • Combines loan and grant funding for greater flexibility
  • Tailored to Indigenous women’s unique business needs
  • Offers local, personalized support from experienced development officers
  • Builds entrepreneurship capacity and strengthens local economies
How to Apply

Contact KBDC for the application and initial meeting session:

Terry K. Brodziak, Executive Director
Post Office Box 328
Rankin Inlet, Nunavut X0C 0G0

Office: 1-867-645-4580
Cellular: 1-867-645-7700
Email: tbrodziak@kivalliqbdc.ca

We’re here to help you start strong and grow confidently — one step, one business, one woman at a time.